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Your primary insurance amount (PIA) is the amount of your monthly retirement benefit, if you file for it at your full retirement age. (This article has more details.)

  • If you are younger than full retirement age, your Social Security statement will include an estimate of your PIA.
  • For most people, the calculator at SSA.tools is the easiest way to calculate your PIA.
  • Alternatively, you can call the SSA to request that they calculate your PIA.
  • Your PIA will change over time due to new earnings, wage indexing, and cost of living adjustments. (Again, more details here.)

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